Home Insurance

[et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#eef5ff” custom_margin=”||||false|false” custom_padding=”0px||25px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” width=”70%” max_width=”100%” module_alignment=”center” custom_margin=”||||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.4″ _module_preset=”default” text_font_size=”25px” text_line_height=”1.4em” header_2_font_size=”46px” custom_margin=”10%||25px||false|false” global_colors_info=”{}”]

Insurance Purse, the comparison site that puts money back in your pocket

Save money and protect your family at the same time. We work with a large network of insurance companies and agents to save you the most money on all your insurance needs. Our partners are trained to find you all available discounts.

[/et_pb_text][et_pb_code disabled_on=”on|on|on” _builder_version=”4.20.0″ _module_preset=”default” disabled=”on” global_colors_info=”{}”]

[/et_pb_code][et_pb_button button_url=”tel:18332205087″ button_text=”(833) 220-5087″ _builder_version=”4.20.4″ _module_preset=”default” custom_button=”on” button_text_size=”25px” button_text_color=”#FFFFFF” button_bg_color=”#2a7bfe” button_border_width=”0px” button_border_radius=”15px” button_letter_spacing=”1px” global_colors_info=”{}”][/et_pb_button][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https://blog.insurancepurse.com/wp-content/uploads/2023/02/family-home.png” title_text=”family-home” _builder_version=”4.23.1″ _module_preset=”default” width=”75%” hover_enabled=”0″ global_colors_info=”{}” align=”center” sticky_enabled=”0″][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” min_height=”90px” custom_margin=”-70px||-30px||false|false” custom_padding=”||0px|||” global_colors_info=”{}”][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|off” _builder_version=”4.20.4″ _module_preset=”default” width=”90%” module_alignment=”center” global_module=”2150″ global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.21.0″ _module_preset=”default” width=”70%” max_width=”100%” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.4″ _module_preset=”default” text_font=”||||||||” global_colors_info=”{}”]

Review & Possibly Save on Your Insurance

[/et_pb_text][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.4″ _module_preset=”default” width=”80%” global_colors_info=”{}”]

Call Us To Possibly Save

Speak to a licensed insurance agent.

[/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”]

Our Licensed Insurance Agents Could Give You a Plan Review in Minutes

Our licensed insurance agents will help review plans for your budget and needs.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” _builder_version=”4.20.0″ _module_preset=”default” background_color=”#eef5ff” disabled=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]

Recent Insurance Guides & Articles.

Insurance Purse is here to answer any of your tough
insurance questions.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” width=”70%” max_width=”100%” module_alignment=”center” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blog fullwidth=”off” posts_number=”6″ include_categories=”9″ show_more=”on” show_author=”off” show_categories=”off” _builder_version=”4.17.1″ _module_preset=”default” custom_css_title=” font-weight: bold;|| font-size: 24px;|| line-height: 150%;|| display: flex;|| align-items: flex-end;|| letter-spacing: -0.005em;|| color: #3d3d3d;|| padding-bottom: 5px;” custom_css_content=” font-style: normal;|| font-weight: 450;|| font-size: 16px;|| line-height: 150%;|| letter-spacing: -0.005em;|| color: #898a8e;|| padding-bottom: 5px;” custom_css_featured_image=”border-radius:10px;||” custom_css_read_more=”|| border-radius: 6px;|| background-color: #2a7bfe;transition: all 300ms ease 0ms;color: #fff!important;||padding:10px;||margin-top:10px !important;||text-transform:capitalize;||display:inline-block;” global_colors_info=”{}”][/et_pb_blog][et_pb_code _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]

[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|off|off” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”4.16″ _module_preset=”default” width=”70%” max_width=”100%” global_colors_info=”{}”][et_pb_column type=”4_4″ admin_label=”Column” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_tabs admin_label=”Tabs” module_class=”vertical-tabs1″ _builder_version=”4.20.0″ _module_preset=”default” custom_margin=”9px|||||” custom_padding=”2px|||||” custom_css_tab=”||font-style: normal;||font-weight: 450;||font-size: 18px;||line-height: 150%;||/* identical to box height, or 27px */||||display: flex;||align-items: flex-end;||letter-spacing: -0.005em;||||color: #3D3D3D;” custom_css_active_tab=”||font-style: normal !important;||font-weight: bold !important;||font-size: 18px !important;||line-height: 150% !important;||/* identical to box height, or 27px */||||display: flex !important;||align-items: flex-end !important;||letter-spacing: -0.005em !important;||||/* #2A7BFE */||||color: #2A7BFE !important;||border-left: 2px solid #2A7BFE !important;” custom_css_tabs_content=”font-style: normal;||font-weight: 450;||font-size: 16px;||line-height: 150%;||/* or 24px */||||letter-spacing: -0.005em;||||color: #898A8E;” global_colors_info=”{}”][et_pb_tab title=”Basic Terms to Know” _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”]

Home Insurance: Basic Terms to Know

Claim If you have a loss that is covered by the terms of your home insurance, you can file an insurance claim with your insurance company for coverage, compensation or for representation if you are liable for damages.	Deductible A deductible is the amount you need to pay before your insurance company begins to pay for your damages or loss. You choose the deductible amount when you buy insurance.
Premium The premium is the amount you agree to pay in exchange for protection from an insurance company. Annual and monthly payments are how most people pay for insurance. Others pay semi-annually or quarterly.	Liability A liability, in general, is an obligation to, or something you owe someone, as a legal financial debt. Liability insurance protects you against legal costs and payouts you would otherwise be responsible to pay out-of-pocket.

[/et_pb_tab][et_pb_tab title=”Home Insurance Coverage” _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”]

Home Insurance Coverage: Simplified

Dwelling Pays to repair or rebuild the physical structure of your home after a covered loss. This coverage should be high enough to pay for a full rebuild of your home.	Personal Property Pays to repair or replace everything inside your home — from furniture and electronics to appliances and clothing — after a covered loss. This coverage is typically set at 50% of your dwelling limit, but some insurers will let you increase your personal property coverage to as high as 70%, depending on your coverage needs.
Personal Liability Pays for legal and medical expenses if you’re legally responsible for injuring someone or damaging their property. Most insurers offer anywhere from $100,000 to $500,000 in personal liability coverage.	Loss of Use Covers the cost of hotel stays, dining out, dry cleaning, and other additional living expenses when you’re unable to stay at your house after a covered loss. This coverage is typically set at 20% of your dwelling limit.

[/et_pb_tab][et_pb_tab title=”Factors that Affect Rates” _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”]

1. Location

Your premium is mostly determined by your home’s risk of being burglarized or damaged by a natural disaster like wind or wildfire.

This means homes in larger cities, close to the coast, or in wildfire zones are more expensive than those in more remote areas free of natural disaster zones.

2. Your home’s characteristics

The age, square footage, number of rooms, building type of your home, condition of its electrical and plumbing, and the age of the roof will all affect the price of your insurance.

3. Dwelling Amount

The cost to rebuild your home and the amount of personal property protection you choose will affect the price of your insurance the most.

4. Deductible

The lower your deductible, the more expensive your insurance will be. Choose a higher deductible to save the most on your insurance.

[/et_pb_tab][/et_pb_tabs][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|off” _builder_version=”4.16″ _module_preset=”default” background_color=”#f6f7fe” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” width=”70%” max_width=”100%” module_alignment=”center” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.0″ _module_preset=”default” text_font=”||||||||” global_colors_info=”{}”]

Compare Insurance

[/et_pb_text][et_pb_text admin_label=”Text” _builder_version=”4.20.0″ _module_preset=”default” text_font=”||||||||” width=”70%” max_width=”100%” module_alignment=”center” global_colors_info=”{}”]

Call today to talk to a licenced agent. Our local partners are standing by to take your call.

[/et_pb_text][et_pb_button button_url=”tel:18332205087″ button_text=”(833) 220-5087″ button_alignment=”center” _builder_version=”4.20.0″ _module_preset=”default” custom_button=”on” button_text_size=”20px” button_text_color=”#FFFFFF” button_bg_color=”#2a7bfe” button_border_width=”0px” button_border_radius=”15px” button_letter_spacing=”1px” global_colors_info=”{}”][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|on” _builder_version=”4.20.0″ _module_preset=”default” background_color=”#eef5ff” disabled=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]

Insurance Articles

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” max_width=”100%” custom_padding=”|25px||25px|false|false” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|25px|||false|false” border_width_right=”1px” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]

SR22 Insurance: Texas Laws and Requirements.

SR-22 insurance policies give Texans with not-so-perfect driving records a second chance to get back on the state’s highways.
SR-22 insurance policies give Maret 01, 2021

Marina Sans
Agent Senior[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” custom_margin=”25px||||false|false” custom_padding=”25px||||false|false” border_width_top=”1px” global_colors_info=”{}”]

Is it Possible To Get Cheap Auto Insurance in VA?

By David Yang O’Connel

[/et_pb_text][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|25px||25px|false|true” global_colors_info=”{}”][et_pb_image src=”https://blog.insurancepurse.com/wp-content/uploads/2021/12/Mask-Group-16.png” title_text=”Mask Group (16)” align=”center” force_fullwidth=”on” _builder_version=”4.16″ _module_preset=”default” custom_padding=”||||false|false” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” custom_margin=”15px||||false|false” global_colors_info=”{}”]

Allstate Drivewise Reviews in Alabama

SR-22 insurance policies give Texans with not-so-perfect Costco sells auto and home policies and more. Here’s everything you need to know about Costco auto insurance and how to beat their rates. Let’s dive in! records a second chance to get back on the state’s highways. SR-22 insurance policies give Texans with not-so-perfect driving records a second chance to get back on the state’s highways.

Ellen Maryati
Agent Senior

[/et_pb_text][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|25px||25px|false|true” border_width_left=”1px” global_colors_info=”{}”][et_pb_image src=”https://blog.insurancepurse.com/wp-content/uploads/2021/12/Mask-Group-12.png” title_text=”Mask Group (12)” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” custom_margin=”15px||||false|false” global_colors_info=”{}”]

Is it Possible To Get Cheap Auto Insurance in VA?

By David Yang O’Connel

[/et_pb_text][et_pb_image src=”https://blog.insurancepurse.com/wp-content/uploads/2021/12/Mask-Group-10.png” title_text=”Mask Group (10)” _builder_version=”4.16″ _module_preset=”default” custom_margin=”15px||||false|false” global_colors_info=”{}”][/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” custom_margin=”15px||||false|false” global_colors_info=”{}”]

What Does DWI Mean?

By David Yang O’Connel

[/et_pb_text][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||25px|false|false” border_width_left=”1px” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” custom_margin=”25px||||false|false” custom_padding=”25px||||false|false” global_colors_info=”{}”]

Is it Possible To Get Cheap Auto Insurance in VA?

By David Yang O’Connel

[/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” custom_margin=”15px||||false|false” custom_padding=”15px||||false|false” border_width_top=”1px” global_colors_info=”{}”]

SR22 Insurance: Texas Laws and Requirements.

SR-22 insurance policies give Texans with not-so-perfect driving records a second chance to get back on the state’s highways.
SR-22 insurance policies give Maret 01, 2021

Marina Sans
Agent Senior

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”on|on|off” _builder_version=”4.16″ _module_preset=”default” module_alignment=”center” global_module=”1954″ saved_tabs=”all” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.4″ _module_preset=”default” global_colors_info=”{}”]