Auto Insurance
Compare Auto Insurance Quotes in Vermont
Everyone is trying to compare auto insurance quotes in Vermont. Shopping around for quotes may wear you out and be frustrating. It is best to compare Auto Insurance Quotes in Vermont offered by many different businesses. In Vermont, both passenger and commercial vehicles are required to have insurance coverage.
If you move to Vermont or purchase a new car, you must have a valid auto insurance policy to operate your vehicle legally. This requirement goes into effect on the day you move in. If caught driving without insurance, you will receive points on your license and a fine of up to $500, depending on your state.
Car Insurance Cost in Vermont
Cheap auto insurance can be found in Vermont, where the average annual premium is only $1,145, significantly lower than the national average of $1,442 per year. Compared to the rates in neighboring states, Massachusetts has the highest annual average of any state in the country at $1,441, while New Hampshire has the lowest yearly average at $940.
| COMPANY | AVERAGE RATE |
| Allstate | $1,821 |
| Geico | $854 |
| Nationwide | $911 |
| Progressive | $1,803 |
| State Farm | $778 |
| USAA | $736 |
| Vermont Mutual | $1,119 |
Compare Auto Insurance Quotes in Vermont
Vermont Rates for Teen Drivers
In the state of Vermont, the annual car insurance premium for females who are 17 years old and have a clean driving record averages $3,180. The yearly rate for men is, on average, $3,847. Concord is the auto insurance provider that offers the most affordable premiums, with an annual average rate of $1,967 for females and $2,138 for males. The Co-operative Insurance plan comes with the highest yearly rates, averaging $5,582, making it the most expensive choice for boys. Progressive is the most expensive alternative for female students, with an annual average cost of $4,845 per student.
| COMPANY | 17-YEAR-OLD FEMALE | 17-YEAR-OLD MALE |
| Allstate | $3,991 | $5,284 |
| Geico | $2,653 | $3,495 |
| Nationwide | $2,829 | $3,706 |
| Progressive | $4,845 | $5,276 |
| State Farm | $2,136 | $2,666 |
| USAA | $2,570 | $2,676 |
| Vermont Mutual | $3,068 | $3,799 |
| Statewide Average | $3,180 | $3,847 |
Vermont Rates for Young Adults
When they are 25 years old, young women in Vermont can expect to pay an annual rate of $1,303 for their auto insurance. On average, it costs 1,465 dollars per year for young men. State Farm has the lowest average annual rates for drivers who are 25 years old and have never been married. The company charges women $835 and men $973 for their policies. The most expensive insurance provider is Progressive, which charges an average of $2,090 per year for women and $2,192 per year for men.
| COMPANY | 25-YEAR-OLD FEMALE | 25-YEAR-OLD MALE |
| Allstate | $1,977 | $2,174 |
| Geico | $922 | $1,084 |
| Nationwide | $1,046 | $1,147 |
| Progressive | $2,090 | $2,192 |
| State Farm | $835 | $973 |
| USAA | $920 | $956 |
| Vermont Mutual | $1,084 | $1,710 |
| Statewide Average | $1,303 | $1,465 |
Vermont Rates for Seniors
The state of Vermont has an average annual rate of $952 for married women aged 60 years old. Men pay an average of $974 per year in fees and fines. Concord is the most affordable option for women, with average annual rates averaging $665. State Farm is the cheapest provider for men, with annual premiums that are, on average, $684. Allstate is the most expensive insurance provider for people of either gender, with average annual premiums of $1,654
| COMPANY | 60-YEAR-OLD FEMALE | 60-YEAR-OLD MALE |
| Allstate | $1,653 | $1,653 |
| Geico | $734 | $734 |
| Nationwide | $743 | $800 |
| Progressive | $1,541 | $1,536 |
| State Farm | $684 | $684 |
| USAA | $606 | $604 |
| Vermont Mutual | $875 | $875 |
| Statewide Average | $952 | $974 |
Vermont Rates for Good Drivers
A driver with a clean and clear record in Vermont pays an average of $1,145 per year. If you are a good driver, you can save even more by going with State Farm, which has the lowest average annual rate at $778. With an average rate of $1,821 per year, Allstate is the most expensive insurance company for good drivers.
| COMPANY | CLEAN RECORD |
| Allstate | $1,821 |
| Geico | $854 |
| Nationwide | $911 |
| Progressive | $1,803 |
| State Farm | $778 |
| USAA | $736 |
| Vermont Mutual | $1,119 |
| Statewide Average | $1,145 |
Vermont Rates after a DUI
In Vermont, the average rate for a driver with a DUI on their record is $2,170 per year. With an average rate of $849 per year, State Farm is the cheapest company for these drivers. Vermont Mutual is the most expensive choice, with an average speed of $3,879 per year.
| COMPANY | WITH 1 DUI |
| Allstate | $2,470 |
| Geico | $2,398 |
| Nationwide | $1,603 |
| Progressive | $1,944 |
| State Farm | $849 |
| USAA | $1,491 |
| Vermont Mutual | $3,879 |
| Statewide Average | $2,170 |
Vermont Rates after an Accident
In Vermont, the average cost of insurance after a crash is $1,570 per year. With an average rate of $920 per year, State Farm is the cheapest company. With an average annual rate of $2,635, Progressive is the most expensive insurance company for people who have been in an accident.
| COMPANY | WITH 1 ACCIDENT |
| Allstate | $2,389 |
| Geico | $1,437 |
| Nationwide | $1,311 |
| Progressive | $2,635 |
| State Farm | $920 |
| USAA | $1,053 |
| Vermont Mutual | $1,119 |
| Statewide Average | $1,570 |
Vermont Rates After a Speeding Ticket
Drivers with a speeding ticket on their record pay an average of $1,293 per year for car insurance. State Farm is the least expensive option, costing an average of $849 per year. With an average rate of $2,141 per year, Progressive is the most expensive car insurance company for people with speeding tickets.
| COMPANY | WITH 1 SPEEDING VIOLATION |
| Allstate | $1,996 |
| Geico | $965 |
| Nationwide | $1,083 |
| Progressive | $2,141 |
| State Farm | $849 |
| USAA | $842 |
| Vermont Mutual | $1,370 |
| Statewide Average | $1,293 |
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