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Affordable Auto Insurance in Virginia
Whether or not you filed a police report, you must file a Traffic Collision and Insurance Statement with the Virginia DMV if you are involved in a traffic incident in Virginia. You must do this within 72 hours. In addition, you will need to report the name of your liability insurance provider and the policy number. Before getting behind the wheel, double-check that your car is insured and that you have the right insurance card if you need to provide proof of insurance. Before you get into an accident, let us help you find affordable auto insurance in Virginia.
Affordable Auto Insurance Options in Virginia
Several affordable auto insurance companies offer cheap full, coverage car insurance in Virginia. However, you may want to consider a few factors that can impact premiums, such as the amount of coverage purchased, driving history, age, and credit score.
Low-Income Full Coverage Car Insurance in Virginia
If you want to get the best vehicle insurance in Virginia, you should get full coverage. It contains liability and comprehensive/collision insurance. If you couple that with higher liability limits, it will better protect you against most accidents. While this insurance is more expensive, it covers damages you cause and protects your car in case of an accident, theft, fire, and other perils. Compare insurance quotes from several companies to find the best deal.
According to extensive research, the following businesses provide the most affordable vehicle insurance in Virginia:
- GEICO charges $979 each year.
- MetLife insurance costs $992 per year.
The cheapest car insurance in Virginia for military families is USAA, which offers an average yearly premium of $770. Virginia residents pay the equivalent of $1,457 per year for extensive accident insurance via Allstate, which has the highest premium in the state.
The average annual prices for cheap car insurance (full coverage) insurance:
- USAA: $770
- GEICO: $979
- MetLife: $992
- Progressive: $1002
Low-Income Minimum Liability Auto Insurance in Virginia
Minimum liability auto insurance is the most affordable auto insurance option in Virginia. Minimum liability is cheap because it has very low liability limits.
A recent study in Virginia car insurance determined the lowest alternatives for minimum coverage were:
- GEICO insurance costs $566 per year.
- Annually, $629 is paid in advance.
USAA has the lowest priced vehicle insurance in Virginia for military families, with an average yearly rate of $770. Virginia residents pay on average $1,457 per year for full coverage with Allstate, which has the state’s highest price.
According to Virginia law, you need to carry at least:
- Bodily Injury: $25,000 for each individual and $50,000 for each accident.
- Property damage: $20,000 per incident.
- Personal injury protection: $15,000 per individual.
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